Boniversum
Our services are good for your business. Find out more about us and our work.
Our goal:
More security
Our goal:
More security
Boniversum
That's who we are
Founded in 1997, we are now a team of over 80 employees who put their heart and soul into consumer data. As one of the leading credit agencies in Germany, we provide credit information on private individuals to ensure secure business transactions between companies and end customers. Our work increases security for both sides, particularly in online transactions and digital application processes.
Creditreform
A strong group in our back
As a subsidiary of Creditreform AG, we are part of the Creditreform Group. With 145 years of experience, Creditreform is Germany's leading provider of business information, marketing data and receivables management solutions. We are integrated into the Germany-wide network of around 130 decentralized Creditreform companies.
At the same time, we are a flexible corporate unit that is characterized by comprehensive industry expertise and individual solutions. In addition, we have been an official sales partner for the geomarketing solutions of our sister company microm since 2020.
Minimize risks
Simply conduct secure transactions
Increasing digitalization brings new challenges for companies and retailers. Insurance policies and memberships are taken out conveniently at home on the computer, online banking and online shopping are the order of the day. What is a relief for many consumers means risks for our business customers. How do they know whether the person is solvent and whether they are who they say they are? This is where we come in. You benefit from our individual risk management solutions, which help to prevent payment defaults and fraud in the best possible way:
Address validation
Use our decisive tips on possible shipping risks and discover unimagined sales potential.
Credit check
Fewer bad debts, lower risks and more success! With our comprehensive view of your customers, we ensure clear-cut assessments of your risks.
Identification services
Determining whether a person is identifiable is at least as important as knowing their creditworthiness. Use our Ident solutions for secure decisions.
"Our aim is to make business safer for companies & private individuals
... by providing companies with consumer data in compliance with the law, we help them to decide whether they want to do business with the private individual. Private individuals, on the other hand, can request their self-disclosure from us at any time, check that their data is up to date and have it updated if necessary."
Michael Goy-Yun
Managing Director of Boniversum