RECOGNIZE POTENTIAL RISKS IN GOOD TIME
RECOGNIZE
POTENTIAL RISKS
IN GOOD TIME
Monitoring

Monitor the creditworthiness of your customers automatically – for fast, needs-based management of your customer portfolio and fewer outages.

Boniversum Monitoring

Did your customer's credit rating change?

Would you like to recognize and prevent your customers' default risks at an early stage? This requires quick and precise decisions based on well-founded data records. With Boniversum Monitoring, you can prevent payment defaults and debt collection proceedings in good time. Identify financially distressed customers at an early stage and take targeted measures to counteract a possible default.

Avert potential failures at an early stage

By regularly matching your customer data with the Boniversum databases, you are informed about changes in your customers' creditworthiness. You determine which characteristics are relevant for subsequent claims! This allows you to quickly initiate risk-reducing measures, such as the adjustment of contract conditions or credit lines.

The bottom line is: fewer failures

Current data

Informed earlier

Regular transmission of changes regarding court data, debt collection data and negative payment experience data.

Lower internal costs

Automated integration

Structured feedback is provided via an integrated interface. This means that further processing can be automated in-house. This saves effort and costs.

More success

Better customer communication

Early knowledge of creditworthiness-relevant changes in the portfolio means you can communicate proactively with your customers. You can find solutions in advance before problems and defaults arise.

Hedged risks

When can you use Boniversum Monitoring?

In principle, you can always use monitoring if you have a continuing obligation with your customer. In other words, whenever you provide recurring services over a longer period of time – such as credit, insurance or energy contracts. Monitoring offers an effective early warning system for your existing customer management. Potential risks can be identified in good time before they lead to serious problems.

Our combination of a broad database and many years of experience in credit rating and monitoring provides you with the tools to optimize your risk management and successfully secure your business.

Fully automated

Always keeping an eye on potential risks

Efficient monitoring of default risks

Based on our exclusive, cross-sector data pool, we can make reliable statements about your new customers. This is because our data represents a cross-section of the population, including your customers!

From address verification and identification to checking creditworthiness and monitoring your customers: We offer the perfect solution for every requirement to optimize your specific risks.

The valuable payment experience of our customers from numerous sectors creates a particularly broad database. The payment experience of our many e-commerce customers is also relevant for other sectors, especially when it comes to negative data due to unpaid invoices. This is supplemented by Creditreform's exclusive data including a huge debt collection database and information on links between private and commercial customers. The multi-layered microm geodata is also included in the data pool.

And the best part:

You can combine our solutions and data on a modular basis – for the services that best suit your business.

  • Own address data and other linked data sources
  • Identification data
  • Exclusive data of the Creditreform Group: debt collection information, outstanding titled claims, data on company holdings of private individuals and much more
  • Payment experiences of Boniversum customers (negative and positive)
  • Cross-industry data pool
  • Public data of the local courts
  • Socio-demographic data based on microm geodata

Talk to our experts now about the right solution for you

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Free date check

Avoid payment defaults

During a free data check, we enrich your customer data with our cross-industry information and show you the evaluation in graphic form. You can see at a glance the percentage of people in your test file who are known to us and for whom we have negative payment experiences. With this information, you would probably have made some decisions differently. Sounds interesting? Then feel free to contact us!

Contact us 

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