Achieving more together
Achieving more
together

Boniversum is part of the Creditreform Group. Thanks to the merger with the other Creditreform companies, your company benefits from a broad portfolio of services.

Together we are strong for your success

Boniversum operates in the market together with the other Creditreform companies within the Group. This enables us to offer you a consistent and integrated portfolio of solutions. Take advantage of these synergy effects - for secure and successful business processes along the entire customer journey.

Facts about the Creditreform Group

  • Numerous subsidiaries with specialized service offerings
  • 161 Creditreform offices in 24 countries
  • Over 160,000 corporate customers
  • more than 4,100 employees
  • one of the leading providers of business information and debt collection services

What we can achieve together

Market, location & target group analyses

So that your messages reach the right customers.

Current credit reports on private individuals

So that your transactions are protected against payment defaults.

Current credit reports on companies

So that you can be sure that you are working with the right partners.

Efficient receivables and risk management

So that the bottom line is the right result.

The companies and their solutions

With Boniversum, you have access to all of the Group's services, which we select specifically to meet your needs and combine into an overall solution. For more security when establishing and expanding your business relationships.

Creditreform enables companies to build valuable and secure business relationships. With many years of experience and the latest technologies, the company creates innovative solutions for the markets of tomorrow. On the basis of its own economic data, Creditreform evaluates current business risks, recognizes market potential and realizes outstanding receivables. In this way, Creditreform strengthens confidence in the business world and makes a significant contribution to securing the economy in the long term.

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As one of the leading credit agencies in Germany, Boniversum provides credit information on private individuals to ensure secure business transactions between companies and end customers, e.g. in e-commerce or digital application processes. Depending on their requirements, customers receive various risk management solutions, from pure data provision to comprehensive decision-making systems. Boniversum has been an official sales partner for microm Geomarketing Solutions since 2020.

microm Micromarketing-Systeme und Consult GmbH is the specialist for geomarketing. Based on one of the largest data spectrums on the German market and microm's individual analyses, companies, agencies and public authorities have been optimizing marketing measures, minimizing wastage and making the right location decisions for more than 30 years. The microm products are distributed exclusively by the sister company Boniversum.

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Creditreform Rating AG sees itself as a competence center for products related to credit ratings and credit services. Its main focus is on carrying out ratings in various forms and determining default and creditworthiness risks for investors and lenders.

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Creditreform Compliance Services GmbH supports all prevention areas of compliance for the financial services industry with needs-based advice and tailor-made solutions - from money laundering prevention and data protection to MaRisk and securities compliance.

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beDirect GmbH & Co. KG is a specialist for data and services in B2B marketing. beDirect solutions include the provision of addresses for new customer acquisition, the cleansing of customer databases and integrated data maintenance concepts. beDirect is a 50 percent joint venture between Creditrefom AG and Bertelsmann.

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Creditreform for your business

Everything from a single source: Together with the entire Creditreform Group, we offer you a consistent and integrated portfolio of solutions for your business. This enables you to expand your success and process transactions securely and easily.


Find your target group and win new customers

Find the right target group and acquire new customers. You can expand your existing customer base in a targeted manner by finding people who tick like your existing customers.

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More security for your business

Thanks to individual solutions for your risk management, payment defaults and fraud are prevented in the best possible way - even where you do not (yet) know your business partners. The possible applications range from pure data provision, identification services and credit checks to comprehensive platform solutions.

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Collect outstanding receivables

When things don't go according to plan, we enter into dialog for successful debt collection. With you, so that we understand your wishes. And with your customers, so that we can offer good solutions and realistic payment methods. In this way, you receive your money and keep your valuable customer relationships at the same time.

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More than credit reports

Find out everything about us, what drives us and what makes us one of the leading credit agencies in Germany.

 

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Simply secure business

Discover our solutions for your risk management: from pure data provision to our modular platform CUBE.

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Decisions made easy

Use our creditworthiness data and scorecards to make informed business decisions.

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